At Alf Insurance, We Understand "Life Happens."

For over 25 years, we have specialized in creating insurance coverage plans that meet your needs when Life Happens. Have an issue? Need help? We accept any driver at any age with any record: clean records, DUI, accidents, tickets, SR22S; we can help.


Scroll down to learn more about our automotive coverage options.

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Coverage Options

We offer a variety of coverage options to meet your personal auto insurance needs. Your coverage can include the most basic state-minimum liability or it can include all the physical damage coverage you could ever need. Whatever the need, we have the right policy for you.

Uninsured & Under-insured Motorist Coverage:

Protects you when a negligent driver has no insurance or insufficient insurance (in most states, this covers only bodily injury losses — though some states also include property damage losses).

Bodily Injury Liability:

Coverage Legal Liability for causing physical injury or death to another person.

Property Damage Liability:

Coverage that pays for your monetary loss if you are found liable for damages to a third party.

Physical Damage:

Covers damage to your car. Physical Damage options inlcude:

  • Collision: Covers losses to your car when you are involved in a collision.
  • Comprehensive: Covers damages to your car caused by something other than collision, such as animal, fire, th eft, vandalism, hail, or flood.
Medical Payments:

To the policy owner and other passengers in the policy owner’s car.